I was disappointed to come across a step-by-step five-point list (it says only four) of how to be saved. Isn’t salvation by grace alone through faith alone? Before reading further ask yourself if you believe that. In fact, here is the actual verse:
Ephesians 2:8 (NASB95)
8For by grace you have been saved through faith; and that not of yourselves, it is the gift of God;
Do you believe that?